I had an experience recently that gave me reason to post a service announcement for family, friends, bloggers and anyone else who might stumble upon my blog.
With my husband laid up from work recovering from an injury, he went through our bills and asked if I’d taken a trip to Mexico while he was in the hospital. Huh? Yes, that’s right, there was a charge on my credit card from Mexico! Did I accidentally fly to Mexico while sleep walking in hopes to escape all of my troubles? No. Did I loan my credit card to anyone who used it to buy something from Mexico? No. Did something I buy online get manufactured in Mexico? No.
$50.14 doesn’t sound like a lot of money. Neither does the foreign exchange charge of $1.74 from dollars to pesos. I wish I had visited Cabos and bought several fruity, umbrella drinks, but again … no.
My credit card statement supplied the name of the company, ilham, along with a toll free number to call. So, I called the number. The automated response that picked up said, “all representatives are busy” and quickly switched me onto hold with pleasant sounding music. There was no company name mentioned. I could smell the fishy fish across the gulf from Mexico to my home in Florida, and I promptly hung up.
Next … I googled ilham. Hundreds of people with charges on their credit cards of $50.18 or $50.20, etc., had no idea what it was for.
Next stop … call the credit card company. Turns out, ilham claimed to be a computer software data information company, and had set me up to be charged this monthly fee. Needless to say, this was taken care of immediately. The credit card company was aware of the problem with previous customers.
It seems that this is the latest thing, charge hundreds of credit cards minimal monthly fees in hopes the user won’t question it. They disguise themselves as different company names.
So, friends, family, blogging buddies … make sure you check every charge on your statement.
Now you are aware, thus ends this PSA.